Archive for July, 2008

Truth is Truth

Remember “new math”?  It was summed up satirically by a songwriter named Tom Lehrer in this way:  “…in the new approach, as you know, the important thing is to understand what you’re doing, rather than to get the right answer.” 

Somehow in the 1960s, when the Soviets put a primitive object into space, we suddenly needed to teach our kids that in some mathematical systems, 2 + 2 can be something other than 4.   While there is a kernel of truth that undergirds the concept, I am compelled to ask, of what use is it when so many people can’t count change in a supermarket?

 Perhaps you have heard about “fuzzy math”?  It’s actually used in the science of “artificial intelligence”.   According to one definition, fuzzy math is based on “fuzzy logic”, and “fuzzy logic is a form of multi-valued logic derived from fuzzy set theory to deal with reasoning that is approximate rather than precise.”   Huh?

Oh, I get it; obviously this is the modus operandi of Congress, reasoning that is approximate rather than precise.  Actually, government has raised this from a science to an art form and extended it to the entire notion of truth.

Unfortunately when it comes to finances, we the American people have done the same thing.  In fact, sadly, Congress may be only our own reflection magnified and distorted like a funhouse mirror.  We run our financial lives as though 2 + 2 is only 4 when it’s convenient, and fuzzy is about the best word I can come up with to describe how most of us perceive our financial condition.

Sadly, we cannot run our lives or our checkbooks as though truth were something that we cannot define or determine.  There is no “new math” that can be used in a checking or savings account.  There is nothing fuzzy about debt.  We are forced to admit, sooner or later, that financial oblivion eventually leads to pain.

Pent up in the rumbling tide of our financial choices is a tsunami of consequences that cannot be evaded.  When the waters rush in, if we have made the wrong choices, if we have pretended that there really is a new math that applies only to us, as we gasp for air, we discover that the only thing that was fuzzy was us.

What if there was something that was so revolutionary and so state of the art, yet so simple and so accurate that it could bring an entirely new level of awareness to our financial understanding?  What if technology and financial common sense could create a financial north star that anyone could use to navigate to their destination?  What if such a thing were possible?  Would you know it, if you saw it?  I think you would. 

You might be thinking, come on, give me a break; when the student is ready, does the teacher really appear?  Check it out.  See for yourself.  Can you identify with the struggle?  Would you appreciate and seek out a possible solution? 

It’s called the Money Merge Account System™.  You can obtain a FREE ANALYSIS if you’ll click on this link.  Go to my website:  www.PaidAndFree.com.  No obligation.  No need to reveal your social security number.  No birth date required.  No credit check.  No magic.  Just math, real math; math you can use.  Be surprised by knowledge.  Dump the fuzzy math.  It ain’t new.

Paul Phaneuf

401-766-1221

Paul@PaidAndFree.com

www.PaidAndFree.com


Too Obvious To Ignore

Unless you’ve taken up residence in a cave deep in the hinterlands of some backward country, it surely has become apparent to us all that we are a nation in financial crisis.  Common sense and pragmatism are spurned in favor of electioneering nonsense and useless slogans.

Chameleonic changelings morph into whatever political shape will tickle the ears of the hysterical worshippers who faint at their feet all the while speaking vaporous nonsense that mesmerizes but does not lead.

We are a nation dying of energy thirst while our continent floats on a sea of resources.  In the meantime the average man and woman have been wooed into participating in a Ponzi scheme of unsustainable profiteering, profligate spending, immediate gratification and the ridicule of long held and proven values that have been the source of our prosperity.

In America today, the lunatics are running the asylum, the blind are leading the blind, and the opportunity to serve has become a platform to personal power, wealth and notoriety.

In Deuteronomy God tells the Israelites that if they do not obey his commandments that they will experience many curses.  He tells them that “you will grope at noon, as the blind man gropes in darkness, and you will not prosper in your ways; but you shall only be oppressed and robbed continually, with none to save you.”

Now you can think whatever you want to about America’s moral and cultural state.  You can choose to believe whatever spiritual perspective or religion you feel lead to practice.  So far, we still appear to be a free country most of the time.  But no one can look at the crises we are experiencing today in our nation and not ask this simple question.  What am I to do?

That question can be answered on many levels spanning morality, service, ethics, spirituality, and personal practice.  I want to touch one tiny area:  personal finance.  President George H.W. Bush use to talk about a thousand points of light.  Now I’m no 100 watt bulb, but maybe I can be a candle.  Banks are failing, home values are in free fall, Americans are deep in debt, and the economy is shaky. 

What the heck can I do?  How about getting my own house in order?  What if there were a way to apply sound financial principles to debt reduction and wealth accumulation?  What if technology and financial common sense got married?  What beautiful children they could produce.  What’s your plan, doing more of the same?

I invite you to visit my web site and check out the Money Merge Account System for yourself.  It costs nothing to look and I’m inviting you to the reception.  Meet the bride and groom: technology and financial common sense.  Don’t bring a gift.  We have one for you.  An eye opening, mind blowing, chain busting FREE ANALYSIS that will help you clean up your financial act and become one of those solid bricks that the foundation of our nation needs as we rebuild the teetering structure of our national financial house.  Common Sense is catchy.  Spread it around.  Visit www.PaidAndFree.com.  What have you got to lose besides anxiety and debt?

Paul Phaneuf

Paul@PaidAndFree.com

www.PaidAndFree.com


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Money Merge Account V4.0 Shaking the Foundation of Debt

Professionals in the financial industry have no idea of the power they now have within their grasp. Not only in helping their current clients, but becoming the spotlight focus of a new breed of client previously unavailable to them: The blue collar worker.

Those wise enough to take a closer look at United First Financial and The Jubilee Project are finding a substantial growth in their business and personal income bottom line. Is it due to some magic marketing tactic or perhaps a more creative advertising strategy?

“Not even close.” says Jaime Buckley, Co-Founder of The Jubilee Project.

“It’s all about caring for people, being of service—which is where UFirst sets the example. Every family wants to be in a better financial situation, but most don’t know how. On the flip side of that equation is the financial planner, who now has an International entity like Jubilee Worldwide bring them a tool with training to streamline every current vehicle they now employ.

With v4.0 of the Money Merge Account™, we just put the financial planners business and profits on steroids!”

In an interview for Utah’s 2008 Entrepreneur of The Year Award (Financial Services–Earnst & Young), Skyler Whitman described the latest system upgrade as “upgrading from a skateboard to a bullet bike.”*

“This is changing America as we know it”, commented Lee Bradshaw of The Jubilee Project, “because now we all have hope—not just those with homes and good credit. Those who really need the program now have a viable, efficient, effective life-line. That’s what this new version has done for everyone in debt.

“You will never know just how deep the healing goes. It’s amazing when your new client jumps up from the table and gives you a ‘high-5’—especially when that client is over 60 years old.”

As a Top 10 Branch for United First Financial, The Jubilee Project now focuses on providing more service, not only to those in debt—but to the professionals looking to turn their business slumps around.

“It’s certainly not just Jubilee,” chimes in Brad Lavery of Jubilee. “…there are so many great agents and Branches in UFirst to choose from. The important point for a business professional is to get off your butt and get involved. You can be on the right path at the right time…but if you don’t move, sooner or later you’re going to get run over.

With economic challenges facing most families of today, there is no question of the Money Merge Account™ program being the right product at the right time for the right reasons. Whether you’re in debt, building wealth or desire to accomplish both simultaneously—from the savvy investor to the blue collar family man, the answer remains the same: The Money Merge Account™.

It will change your world…for the better.

For more information about this dynamic system, to see if you qualify or to find out how you can bring increased savings and profitability to your current and future clients, contact The Jubilee Project.

Real people for real solutions.

1.801.208.9492 (cells)
1.801.701.6650 (Main Office)
owners@thejubileeproject.com

*Utah Business Magazine, July 2008

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Money Merge Account EVOLUTION! v4.0 is HERE!!!

Dedicated to families and providing solutions to debt and wealth creation, The Jubilee Project traveled to Atlanta, Georgia, where United First Financial unveiled the evolution of the Money Merge Account™ program and the solution to American Debt.

One of the most controversial debt reduction programs on the market today, the Money Merge Account™ program has proven its value and consistent results for homeowners, despite sour views and speculation from traditional mortgage/financial professionals still waiting for a hopeless revival of the housing market. Thousands of families continue to investigate and purchase the Money Merge Account™ program, despite the bantering of Nay-Sayers-dramatically improving their financial situations and in many cases paying off all their debt in record time, including their mortgage.

“It’s almost humorous when traditionalists shout ‘Scam! Scam!’” comments Jaime Buckley, Co-Founder of The Jubilee Project.

“They want to convince others that it doesn’t work-pitting their views, which are speculation at best, against those of us who own the program and benefit from it! It’s nuts, really. I just came from an actual ‘mortgage burning’ party, for clients who are 100% debt free due to using this program. Yet their neighbors want to convince them it doesn’t work. Unbelievable.”

Jaime shakes his head in frustration. An emotion many UFirst agents feel when trying to help families who simply won’t listen.

“All you can really do is try to wake people up.” he remarks. ” I’ve heard Glenn Beck and Martin Victor Hansen talk about UFirst and the Money Merge Account™, and they not only praise the program, they praise the efforts of the entrepreneur force striving to promote it. This country is asleep, and those who don’t financially wake up and turn their lives around are going to find themselves in a literal hell they can’t escape.

The Money Merge Account™ changes everything and brings people hope where there is none.”

The first International Convention for United First Financial unveiled the newest version of the Money Merge Account™, v4.0.

With all the power of v3.0, this new system boasts the ability to work with a savings and checking account, for those who could not qualify for a Home Equity Line of Credit. Using ‘factorial math’, the new version squelches the challenge of ‘I can do this on my own’.

“Unless you’re going to stand there and tell me you can make over 3 million calculations each time you decide to spend a dollar, it’s just not possible to do this on your own.” commented Lee Bradshaw of The Jubilee Project.

“That’s just with a mortgage and 10 other debts/creditors. What makes matters worse, is if you’re wrong, it could cost you thousands-up to hundreds of thousands of dollars in interest! That’s huge. The new version takes every variable into account, making what we believe to be the most powerful and dynamic financial tool America has ever seen.”

One of the original challenges UFirst faced, was a lack of available technology. The vision was simply too large and too complex, though the intent was worth it’s weight in gold. Version 4.0 was allowed to ‘evolve’ to it’s rightful level of sophistication, which John Washenko, Co-Founder of United First Financial, called “the original starting point”. During a private viewing in June 2008, Mr. Washenko described the original vision to The Jubilee Project and nearly 80 other key UFirst leaders, which transformed their already passionate views.

“We now have a financial services company that helps people stream line their finances in eliminating ALL debt and creating wealth at the SAME time.” commented Brad Lavery, Jubilee Co-Founder.

“This is also my 10 second introduction I use for people who ask me what I do. I then end with: ‘Would you like to see if you qualify for this service?’”

“I am so excited about the direction that this company is headed. I can now see and show the lost opportunity cost for those who would rather invest ALL their money instead of paying off their debt. We are not getting debt free first then investing but we are able to accomplish this SIMULTANEOUSLY!” he smiles, then bounces on his heels with energy and excitement.

“This program is NOT just about paying off your house in record time. This is an educational process showing you exactly how your money works, when to pay down debt and which ones to pay first-when to invest, and when to make purchases. Not only when, but exactly how much to move and invest.”

The word leaked out through UFirst leaders even during the International Convention, as if reporting a blow by blow fight, across the internet to more than 80,000 independent agents who sell the Money Merge Account™ throughout America and Canada. A passionate group which Glenn Beck called “Entrepreneurs” and “the right people, with the right product at the right time” in his live address to 5000+ UFirst agents.

  • v3.0 can still be used and those on it can upgrade if they so choose, to v4.0.
  • v4.0 uses ‘Factorial math’. Someone with a mortgage and only 10 debts will have 3.6 million ways to pay off that debt. No, you can no longer do this on your own.
  • Organization of funds transfer: will tell you what to pay off, when and in what order to achieve what you want!
  • Almost anyone will qualify now.
    o No equity—no problem.
    o No appraisal–no problem.
    o No credit check–no problem.
    o No line of credit–no problem.
  • v4.0 works with a HELOC, ALOC, Credit Card, Savings & Checking account. Yes, we said SAVINGS AND CHECKING!
  • Introducing a ‘renters’ version (or a “Express” version), for only $1,795.00.
  • Those who start on the Express version, can upgrade at any time by simply paying the difference.
  • UFirst will also finance the Money Merge Account™ now–both the full version and the EXPRESS version.
  • Full version is $2000 down + $75/mo. for 24 months.
  • EXPRESS is $995.00 down + 75/mo. for 12 months.
  • UFirst now has an optimizer package: a way to control all the variables, as well as special unique functions with your Money Merge Account™. (The optimizer is an additional $24.95/mo)
  • Semi Auto Pay: The Money Merge Account™ tells you (text message to your phone) when bills are due and asks if you want the program to pay them through an automated system. 1 for yes, 2 for no.
  • Auto Pay: The Money Merge Account™ can now move money for you as you direct it and then tell you when it’s been done.
  • Money Pathing: Dictate where the money will be taken from, set the paths and walk away.
  • Folders: Create your own folders for the program, such as savings, vacation, groceries, college funds, etc., and then assign what amounts get sent there.
  • Text Interaction: Ask the Money Merge Account™ information and have it respond to you instantly, such as how much money you have in a particular folder, or perhaps ask a true cost question and get it in front of your husband before he buys the BBQ Grill, or before the wife buys that 25th set of shoes.
  • BEST TIME TO BUY feature. Know when the best time is to buy ANYTHING, to save the most interest. The Money Merge Account™ will tell you your personal optimal point when to make the purchase, balancing out all your financial variables with what you’re already paying off.
  • Start and stop dates. Income, payments, you name it, all for perfect accuracy—just fill in and forget.
  • Multiple reports for every aspect of your needs/taxes.
  • Faster load time: it’s now an application, not a web based program.
  • Supports ANY platform:
    • Works with Windows.
    • Works with Mac.
    • Works with iPhone.
  • Can now show the POSITIVE affect of using your savings or cash flow, –savings, 401K, money market, etc.–with the ability to create an analysis a full year out, or two if you need to! Clients want to know what a decision would do? SHOW THEM.
  • “DOT” releases: Instead of new versions (5.0, 6.0) which come out after substantial periods of time, UFirst will now create “dot” releases instead (4.1, 4.2, etc.) a handful of which will be initiated and live before Christmas this year (2008).
  • BEST OF ALL: Pay off ALL debts—and CREATE SAVINGS—AT THE SAME TIME!!!

“The financial profession will never be the same.” says Ondi Allred of The Jubilee Project.

“The value of this program and what it can do for everyone who uses it with force professionals to offer the Money Merge Account™ program, or be left behind without a clue or client.”

“Make no mistake,” he says with conviction, “this program is here to stay and those who don’t support it will eventually be ignored altogether.”

For more information about the Money Merge Account™, visit www.TheJubileeProject.com , or call The Jubilee Project directly: 1-801-701-6650 or owners@thejubileeproject.com.